vicereine

Posts by vicereine


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Forum Topic Date Replies
The Lounge I hang on to money too much? Oct 11 2009
07:33 (UTC)
1

That's funny, my boyfriend is the same. We are starting to rub off on each other though, he's been getting more money conscious and smarter about spending, he's also been putting a portion of his paycheck into savings. As for me I'm not quite as uptight, I don't deny myself as much.

And then think that at least your not WASTING the money, it is going towards something that you worked hard for and is yours and is providing a necessity to your life

I was actually trying to tell myself the same thing.

Anyway thanks for the tips!

The Lounge New Puppy -need name Sep 15 2009
08:08 (UTC)
18

I like names with some thought put into it. See what she's like for a day or two, her personality, interesting markings, colours etc.

I named one of our cats Alomar because he has extra toes and his paws looked like a baseball mitt, so I named him after the baseball player Roberto Alomar (I was 11 and he's the only one I knew :P)...we just call him Al though. My brother got a calico kitten, I thought of Jenga since her blobs of colour sort of fit together like jenga blocks. Also Maui (like 'mow-ie', kinda like the sounds cats make), Terra (like tera firma, her blobs are like the continants of earth). A friend had one named Pebbles which is cute. My dad's dog's name is Isis (Egyptian goddess), which fits her because she's a pure white blue eyed husky, so it sounds like 'Ice'. One of her puppies I named Sabbath because he was the 7th and last born. I had a black rat when I was 8 that I named Pitch, more unique than 'Blackie' (no offense to anyone but I really hate that name).

Anyway, I say be creative :)

The Lounge Cat advice needed... Aug 30 2009
17:21 (UTC)
3
Original Post by abbeyhunter:

My friend had a smiliar issue with two cats of hers.  Mother and son continuing to live together. She was told the reaction was occuring because in nature, said son shoud be leaving the nest, not sticking aorund, so the mother was reacting that way in an attempts to get him to leave.  Eventually everything evened out and they became more tolerable of each other. 

This is my guess.

The Lounge I had unprotected sex without being on birth control and didn't take the Morning After Pill? What are the chances of pregnancy? Aug 30 2009
05:58 (UTC)
86
Original Post by jblarghp:

Original Post by babibu:

yeah seriously.. its not completely out of character for a 16 year old. 

 I figured by this day and age unsafe sex would be out of character for anyone at any age. What the hell is sex ed teaching? The pull out method!? Really!?!?

While I'm not saying it should be taught, it's actually not a whole lot less effective than condoms (with perfect use of course).

http://en.wikipedia.org/wiki/Coitus_interrupt us#Effectiveness

The Lounge my bike got stolen Aug 30 2009
04:43 (UTC)
7
Original Post by aasil:

i'm sorry.  that sucks.  i live in a city where bikes get stolen on a super regular basis.  when i was a kid, we had our locked bikes stolen off our front porch in the middle of the afternoon and we lived on a super quiet side street.

my friends that ride bikes now all bring them inside their homes/office/etc. as locking them outside simply isn't enough.  i would recommend keeping your bike indoors when you aren't using it.

I live on the top floor of a duplex, so not that easy...but I guess the inconvenience is better than losing my property.

The Lounge the x-gf :( Aug 30 2009
04:41 (UTC)
8

I think this is the oldest dug up thread I've seen, 2 years ago..

The Lounge Inbreeding crippled dogs. Aug 29 2009
08:49 (UTC)
1

Maybe you could call animal control and find out what they would do exactly? I think you should report it though, the fact that they don't at least keep that female seperate while she's in heat shows they are a) stupid and shouldn't own pets or b) don't care as much as you think and shouldn't own pets.

The Lounge Young Marriage Aug 20 2009
06:19 (UTC)
23
Original Post by chiefsfan4life:

My wife and I were married at 23

We dated for 4 years before marriage and are still happily married - sometimes you just know if it's the person for you and age doesn't really matter

I think 99% of people feel the same way...and still end up divorced. Most people don't go into it thinking "well I guess s/he is the one".

The Lounge Odd dream has me a little weirded out... Aug 06 2009
18:32 (UTC)
7

I also dreamed I had a baby last night, there was no actual being pregnant or giving birth part though. It stayed a baby for a couple days and then it suddenly was a few years old. I remember thinking just how well behaved this baby was (never cried) and that having one wasn't so bad after all.

The Lounge why do/did or don't you want kids? Aug 02 2009
07:59 (UTC)
10
Original Post by jewelsmcblah:

Because every idiot I grew up with has a crap load of them and that scares me.  The future looks dim.  I think my kid could possibly have a half a brain.

I think most people feel that way though, that their kid is going to be better.

 

The Lounge what to do with my savings? Jul 30 2009
19:31 (UTC)
3

ok..what about an RRSP GIC? (sounds like it might be the same as an IRA?) Tax wise maybe it's better than a regular GIC.

Is there someone I could talk to that isn't affiliated with a bank so I can get unbiased advice/explanations in person?

The Lounge what to do with my savings? Jul 30 2009
17:50 (UTC)
6
Original Post by splitrail:

Original Post by vicereine:

I'm already going to Cuba in September, lorik :)

 Where are you going?  I love Sol Cayo Guillermo - very small resort (300 rooms) and quite remote, but the most beautiful beach in the world!

Cayo Coco at the NH Krystal. The beaches there do look amazing.

I got an email back from Achieva that says I can't add more funds to a GIC until it matures. So what I'll probably do is put 5k into the tax free GIC, then the rest into a regular GIC. Then I'll have to decide if I want to start adding to a TFSA, or get another TF GIC for 5k. The latter would make more but again I wouldn't have access to it. Although if I started getting one each year, then after the initial 5 years, I'd start having a mature GIC every year. (I hope my reasoning makes sense to everyone :P)

The Lounge Its 4:50am and I'm wide awake, wtf? Jul 30 2009
08:46 (UTC)
2

I could lend you my kitten that has been constantly walking back and forth in front of me trying to rub herself on my face while I'm trying to type on here (I'm on my bed with the laptop). She seems to be an insomniac too, I think her favourite time to try to get attention and play is the middle of the night. I have to lock her out of my room at night because she will just keep walking in a circle on me and my pillow, then stick her face in mine as if to check if I'm awake. I try to put up with it in hopes she will eventually lay down and sleep, but she doesn't stop!

The Lounge what to do with my savings? Jul 30 2009
08:38 (UTC)
8
Original Post by alibsam:

Original Post by hayleymajayley:

Hahah it's weird to me seeing someone saying they're going to cuba. I want to go to Cuba! Dammit USA!

Yeah. I've got two Canadian friends in Cuba right now. One has been there 3 weeks already. She's in love with it. Based on the what the news is reporting (which we know can't always be trusted), sounds like our chance to go is getting closer.

Sorry to hijack your thread, vice.

Well from my researching of the place, it seems American's are finding ways to go there anyway. I didn't really know much about Cuba, it wasn't my first choice, but it's definitely cheaper than other countries. The cheapest package I found was like $460 for a week :s (that's flight, hotel, food and drinks).

 

My bank only offers 2.10% for 5 year, so I'll probably go with the online ones.

The Lounge what to do with my savings? Jul 30 2009
07:58 (UTC)
11

Bonds sounded good until I read about them, right now I don't want to do anything that I could lose money on.

Can you put more money into a GIC/CD? Or do you have to keep starting separate ones?

I am trying to figure out which route or combinations will produce the most. Achieva Financial and Outlook Financial have 3.8% interest on GICs (ING has 3%), I could put 5k into the TFSA GIC, and then the rest into a regular GIC. That's why I'm wondering if I can keep adding 5k a year on the TFSA GIC (and if I have more, add it to the other one). That would make the most money, the downside would be I don't have access to the money for 5 years...well I guess that could also be a plus (no option to spend it) :P

The Lounge planning my motorcycle trip Jul 30 2009
07:31 (UTC)
97

lol

The Lounge what to do with my savings? Jul 30 2009
00:14 (UTC)
16

no it is .750%...if it was 7.5 it would be a no brainer :P

http://www.rbcroyalbank.com/products/deposits /index.html?tab=saving_tab

I'm already going to Cuba in September, lorik :)
(and if you mean to gamble, I'm not a risk taker)

The Lounge what to do with my savings? Jul 29 2009
23:16 (UTC)
19

So I could put $5000 into the TFSA and the rest of the money into a CD (GIC is the Canadian version I believe)? Since CDs have a higher rate than savings accounts, and if I need to I can take money out of the TFSA.

ING has 3% rate for the TFSA, which is a lot more than the other places, is there a catch I'm not seeing?

The Lounge what to do with my savings? Jul 29 2009
21:38 (UTC)
24

I don't plan on spending it...well I mean one day it will be spent on something of course, but I'm confident it could be untouched for a long time. I am not saving for anything in particular, I just like the idea that I can make money off of it while it's sitting around :)

Looking around these websites makes me feel like I have small potatoes though lol.

The Lounge what to do with my savings? Jul 29 2009
20:20 (UTC)
28

Thanks, will look.

 

p.s I'm in Canada if that affects anyone's answers

The Lounge moving in with your boyfriend/girlfriend Jun 03 2009
17:38 (UTC)
7

It's crossed my mind because we live at opposite ends of the city and we both live at home, so visiting kind of sucks. I've been getting the itch to move out but know if I moved out I'd want a roommate for company and splitting costs. The only person I'd want to see that often is him, plus there would be no privacy issues. I made a comment about it once and he said he didn't want us to become like this other couple that is always fighting...(but they fought all the time even before moving in together). We've never had an actual argument. I know that would probably change once we see each other day in day out. I have this little fantasy of decorating my new place, seeing my bf everyday and having a place to invite friends to :P. The whole thing is just kind of frustrating. I did live with an ex for a few months and it was good. I enjoyed 'playing house', we'd go grocery shopping, he'd cook, I'd do the dishes, etc. It probably won't happen any time soon.

The Lounge Talk to me about side effects of going off the pill. Weird things are happening Apr 11 2009
18:16 (UTC)
10

The second time I went on the pill I lost my libido, and even after I went off it 2 months later it wasn't the same. It was barely back for almost 2 years. I haven't had that problem since I started dating my new bf end of December, and within the last month or so I've almost been my old self, which is like a rabbit lol...I don't know if it's more than that he's just so good at it :P

The Lounge Are my calves abnormally huge or something? Apr 10 2009
22:08 (UTC)
9

Mine are 15" and I still have the same problem (I believe 14" is the cutoff of 'normal' boots), I only lost 0.5" on them after losing 20lb, they're just mainly muscle. The only tall boots I own have laces, which still barely cover the tongue of the boot. The only pair I could zip up (barely) was one that had elastic material down the back of the boot. I always get a little annoyed when I see girls who can fit their jeans inside the boot too :/

The Lounge Oral gone wrong? Apr 09 2009
07:42 (UTC)
16

weird the guy would just decide to just pull his pants down and go for it like that

poor guy can't even get it re-attached

The Lounge How long do you wait? Apr 09 2009
07:38 (UTC)
15

I've never actually 'waited'. It didn't always happen the very first time we were together but that was due to circumstances/how things played out. I've also never done the typical dating though, except for one guy I already knew them all in some way. My bf and I work at the same place, but we didn't really interact much until the work Christmas party. Then we started talking on facebook/msn, then I went Christmas shopping with him, and then boxing day I went home with him after work - had Aunt Flo not been visiting we would have done more than fool around. Actually he had said on our way there that he didn't want to have sex yet so it wouldn't ruin anything, but I still think it would have happened haha. Once you're comfortable enough with them, I don't see the point in waiting.

Number of partners doesn't matter per se, I mean I would find it kinda gross if he had been with many random girls, but as long as he checks out clear I wouldn't not date him I guess.

My bf and I haven't discussed numbers, just through conversations I know he's had a few girlfriends, and a casual thing with one woman.

The Lounge Date 1, who pays? Apr 09 2009
06:39 (UTC)
10
Original Post by susiecue:

Original Post by loriklorik:

Original Post by osainto:

man should pay, it just seems awkward if its any other way.

what happens if its 2 men?!

I dunno, but the restaurant's hooped if it's two women!

The more manly one pays I guess.

The Lounge Date 1, who pays? Apr 09 2009
01:12 (UTC)
18

And here I thought everyone was going to rail on her for expecting the guy to always pay.


I pay for my own stuff, simple enough. I guess if he offers to pay the entire bill that's cool, but I find that awkward (heck I felt weird when my friend paid for my slurpee) and I certainly don't expect it...

but alas, I would just tell him your situation. He can decide if he wants to pay or not then.

The Lounge paying off credit cards Mar 30 2009
14:46 (UTC)
2

I got the card to mainly start building up credit history, and also so I don't have to keep borrowing mom's when there isn't another option. I rarely carry cash, or if I do it's like $30-$40 for 'just in case' money, I always just used my debit card...so I'm now using the credit card in it's place and don't plan on treating it any differently or suddenly going crazy on purchases. I just see the balance in my online banking account and get the urge to pay it lol.

The Lounge CHI Flat Irons Mar 11 2009
20:02 (UTC)
7

I used to think CHI was the best until I read the reviews, seems they're produced faster these days so the quality has come down. I just got the Solia, if it wasn't for the currency exchange rate I'd have gone for the Sedu (well and I liked the blue/black of the Solia :P), plus the free shipping didn't apply to Canada, so it just added up to too much. But try it out I guess, I mean all these brand straighteners have broken on someone, so the CHI you get might be fine. Personally I'd get the Sedu out of all of them if money wasn't an issue.

The Lounge Unexperienced boyfriend wants to have his cake and eat it too Mar 11 2009
07:40 (UTC)
3

I was my ex's first, he had fooled around with girls but never got down to the deed. I had been with 5 guys. While he didn't actually want to break up so he could screw around, he felt the same as your bf, like he missed out on something and that it basically wasn't "fair". Well he's since been with a bunch of women and now really wants to be with just one girl again. He doesn't like the meaningless sex with random women anymore, he still does it because he's well, horny, but feels bad after the fact. Your bf probably won't listen if you tell him it's not all it's cracked up to be. I know when I was with my first bf I also had thoughts about "is this the only guy I'm ever going to be with?". It's a hard situation... and like the other's said, it probably won't go away.

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