here's an odd question.
something someone said in another thread made me wonder:
would a life insurance policy still pay out if the holder were executed by the state?
tried to google it, but didn't come up with much. let's be honest, if the drugs don't do me in, it's going to be the chair. i'd like to know that my illegitimate children will be taken care of.
Probably not. Most life insurance policies have an exclusion in case the holder's death occurs while committing a felony. The execution is usually considered a consequence of the felony.
i figured something like that would come into play. there's gotta be a policy out there that will still pay, though.
...and i'm gonna find it.
I actually read all the small print (yeah, who does that?) I was bored.. anywho.. The felony clause is correct. Your beneficiaries can't collect if your death is as a result of a felony. Interestingly.. I had always thought suicide was also an automatic non-payout, but on our policy, if you have held the policy for over two years, they pay. Go figure.
I'd like to ask another (unrelated) question...
Anyone know the most number of un-deleted threads started in any one day by one poster?
Coz I'm pretty sure a certain poster is trying to beat that record.
Original Post by foxriver:
I'd like to ask another (unrelated) question...
Anyone know the most number of un-deleted threads started in any one day by one poster?
Coz I'm pretty sure a certain poster is trying to beat that record.
it's my first thread in days! :P yeah, he's not even trying anymore.
Original Post by foxriver:
I actually read all the small print (yeah, who does that?) I was bored.. anywho.. The felony clause is correct. Your beneficiaries can't collect if your death is as a result of a felony. Interestingly.. I had always thought suicide was also an automatic non-payout, but on our policy, if you have helf the policy for over two years, they pay. Go figure.
It used to be a non-payout, but then public opinion turned against the companies. It looked like grieving families who lost their love ones to suicide would be stuck with all the bills because of the mean insurance companies. The two year window is to prevent someone from getting the policy and then killing themselves the next day, so their family can have some money.
Original Post by kotov_syndrome:
something someone said in another thread made me wonder:
would a life insurance policy still pay out if the holder were executed by the state?
tried to google it, but didn't come up with much. let's be honest, if the drugs don't do me in, it's going to be the chair. i'd like to know that my illegitimate children will be taken care of.
I'll try asking my Mom, lol. She mostly handles commercial policies, but she might know this one.
Original Post by kotov_syndrome:
Original Post by foxriver:
I'd like to ask another (unrelated) question...
Anyone know the most number of un-deleted threads started in any one day by one poster?
Coz I'm pretty sure a certain poster is trying to beat that record.
it's my first thread in days! :P yeah, he's not even trying anymore.
Not you! :)
Agreed, no real effort to make them interesting or different .. it's all... am I pretty? Do I look young? Or like this famous person (I look nothing like)? Why nooooot ? *whines*
So boring.
The only people that make out are lawyers. They have us all by the short and curlies..
Some lawyers are nice though..(ok.. I had too many vos)
Ps..why isn't there some kinda limit on new threads..
We certainly want you to think so, am. ;)
*helps am to bed, gently fluffs pillow*
*slips am's wallet into pocket*
Exactly! Six or seven in one day! Can't we stop him?
ETA sorry for the derail Kotov.
haha, if someone else doesn't derail my threads, i do. always. so it is written; so it shall be. :D
Original Post by lysistrata:
We certainly want you to think so, am. ;)
*helps am to bed, gently fluffs pillow*
*slips am's wallet into pocket*
I keep my wallet in this here front pocket. ;)
If I'm gonna get screwed, I want to enjoy it first.
Original Post by runesplendor:
Original Post by lysistrata:
We certainly want you to think so, am. ;)
*helps am to bed, gently fluffs pillow*
*slips am's wallet into pocket*
I keep my wallet in this here front pocket. ;)
If I'm gonna get screwed, I want to enjoy it first.
*lifts head, peers out from under heavy brows*
*leers*
*whispers ...*
hey pretty lady ... I got a nice, big bill for you ...
Original Post by kotov_syndrome:
something someone said in another thread made me wonder:
would a life insurance policy still pay out if the holder were executed by the state?
tried to google it, but didn't come up with much. let's be honest, if the drugs don't do me in, it's going to be the chair. i'd like to know that my illegitimate children will be taken care of.
Unless your illegitimate children are specifically named, they get nothing. It goes all to your legitimate children.
And great question btw. very interesting.
