Health Insurance

I have a 23 yr old healthy daughter.  She is going to school part time and working part time.  She lives away from home.  I have been looking to get her some health insurance coverage but have not come up with a good plan that will not break her pocket book.  Do any of you have and suggestions??

Thanks,

Timbergrove

If she is healthy, I recommend finding a catastrophic coverage plan that will tide her over until she finds a job with benefits.  This type of plan will cover her in the case of a hospitalization, but it won't cover a visit to a doctor.  It's relatively inexpensive, but it also serves the purpose of providing continuous coverage (assuming she just fell off your coverage and is possibly covered under COBRA now), so that she won't have a pre-exisiting condition clause applied to future coverage.

Do you have any suggestions of a carrier

No ... just shop around and see what you can find.  All the major carriers provide some sort of catastrophic only coverage.

I used to have Unicare when I was self-employed.  They were pretty reasonably priced.  I spent less than $80/month for myself only, which is probably less than a lot of people get deducted by their employer.  However,  I got a lower premium because I had a $1000 deductible.  I was gambling due to my age (in my 20s at the time) that I wouldn't have any health problems other than an accident or something that would far exceed that amount.  So I never really went to the doctor for minor stuff, because I would have had to pay up to the $1000, but it would cover me for anything major that happened.

https://www.studentselect.com/SS/Home/, my husband used this while attending school full-time

What do you mean by "part-time" student?  If she satisfies certain criteria on YOUR health insurance plan, you might be able to still put her on yours, which would be cheaper.  Have her write you a check.

Edit: Here is a link to help you know the guidelines for your state.

If she attends university, she should be able to obtain coverage on a semesterly basis for less than $1000 per year. 

She could also look up the information herself here.